RIQ (Reinsurance IQ) is a global reinsurance platform catalysing human expertise and technology to deliver clarity and confidence.
The AI-native reinsurance platform
built for global risk transfer
An IHC Group Company
RIQ is more than a risk carrier
We drive sustainable growth by enabling our clients to absorb shocks, allocate capital efficiently and build long term resilience through pre-event financing. Combining disciplined underwriting and forward-looking partnerships, we help create a secure and stable society acting as a vital safety net in times of crisis and uncertainty.
Our Guiding Purpose
Our purpose is to empower our partners with the clarity and confidence to meet the future head-on. Through the power of our reinsurance expertise, combining thoughtful underwriting with AI-driven insights, we enable our partners to grow their businesses, protect their assets today, and strategically prepare for tomorrow’s challenges.
Decoding Risk, Delivering Confidence
RIQ integrates AI-driven data analysis with expert judgment to deliver tailored reinsurance solutions.
AI uncovers patterns and emerging design risk transfer programmes. Our professionals apply context and strategy to design effective responses. This synergy enables faster, smarter decision-making aligned with ever evolving market realities.
